Asumugha Finance

Last updated: 1 April 2026 · Data on this device only
Daily Allowance
Today
$0
Month
$0
Cash
$0

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Bills tap → paid / edit / delete

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Sinking Funds save monthly for irregular bills

These are annual/quarterly expenses broken into monthly savings targets. Set aside this amount each month so you are never blindsided.
Net Worth (mid valuation)
$1,289,251
Range: $1,218,251 – $1,365,251

Financial Snapshot

Total Assets$1,922,961
Total Liabilities-$633,710
Cash Position$1,287
Investments$225,836
Property (mid)$920,000

Cash tap to edit

Investments

Stockspot — Ikenna$55,167
Stockspot — Adaugo$36,454
Stockspot — Anthony$5,327
Stockspot — Vanessa$4,678
Total Stockspot$101,626
Super — Anthony$124,210

QLD Property Equity

Mortgage Balance-$633,710
Low ($849k)
$215,290
LVR 74.6%
Mid ($920k)
$286,290
LVR 68.9%
High ($996k)
$362,290
LVR 63.6%
Rate: 6.07% | Repayment: $3,759/mo | Original: $640,000

Mortgage Payoff Calculator

Estimates based on current balance of $633,710 at 6.07%. Actual results may vary.
Scenario
Payoff
Interest
Saved
Current only
31.7 yr
$793,484
—
+$100/mo
29.3 yr
$724,504
$68,980
+$250/mo
26.6 yr
$643,413
$150,071
+$500/mo
23.1 yr
$545,447
$248,037
+$1,000/mo
18.5 yr
$422,240
$371,244

Figtree Hill, Gilead Eden Brae Homes

✓ Contract PaidTender appointment completed
Project Total (incl. 10% variation)$1,373,604
Total Paid$89,837
Remaining to Finance$1,283,767
Progress6.5% funded
Land $686k | Stamp $25.4k | Build $662k (incl. variation) | Builder deposits + contract $30.1k

Goals

What Needs Attention

Offset is $0. Every dollar here reduces mortgage interest daily. Prioritise rebuilding this.
Cash position is low ($1,287). Next pay cycle will help, but monitor closely.
Extra repayments matter. Even $250/mo extra saves $150,071 in interest and cuts 5 years off the loan.
Gilead contract is paid. Next milestone: construction commencement. Monitor build timeline with Eden Brae.
Stockspot down to $101,626. Avoid further withdrawals. These are the kids' futures.

Monthly Report

Generate a summary of this month's spending, behaviour, and financial position. Copy it, screenshot it, or share it with Vanessa.

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v9 · 1 April 2026